Tools

Debt Recovery Fee Calculator

Estimate your expected recovery and commission based on the age of your debt. Rates are indicative — final commission is confirmed at placement.

Total outstanding debt

$10,000

$500$500,000

Number of accounts

5accounts

1500

Average per account: $2,000

Average age of debt (since due date)

Older debts attract higher commission rates — recovery rates drop significantly after 90 days. Placing early recovers more at lower cost.

Estimated outcome

Total debt placed$10,000

Expected recovery$8,50085% of placed at this age

Commission$1,27515% of recovered

Net proceeds to you$7,225

Place early, recover more

Moving from 90+ days to 0–30 days placement would increase your estimated net proceeds from $2,736 to $7,225 on this book.

Place your accounts See full pricing

This calculator provides indicative estimates only. Actual recovery rates and commission rates depend on the specific nature of the debt, debtor circumstances, documentation quality, and volume. Commission rates shown are standard rates — volume discounts apply for portfolios over $100,000. Contact us for a tailored assessment of your specific book.